Motor Vehicle Insurance
Drive with Confidence. Stay Fully Protected.
At Advanced Insurance Agency Limited, we offer reliable Motor Vehicle Insurance solutions designed to protect you against financial loss arising from accidents, theft, fire, and third-party liabilities. Whether you own a private car or manage a commercial fleet, we help you get the right cover at competitive rates.
Our Motor Insurance Options
Comprehensive Motor Insurance
This cover offers maximum protection for your vehicle against:
- Accidental damage
- Theft and burglary
- Fire and explosion
- Third-party injury or property damage
Best for: New vehicles, high-value cars, and full-risk protection.
Third Party, Fire & Theft
Provides cover against:
- Third-party injury or property damage
- Loss or damage due to fire
- Theft or attempted theft
Best for: Vehicles that require moderate protection at a lower cost.
Third Party Only Insurance
This is the minimum legal requirement in Kenya and covers:
- Injury or death of third parties
- Damage to third-party property
Best for: Older vehicles and basic legal compliance.
Why Choose Advanced Insurance Agency Limited?
- Access to trusted insurance underwriters
- Competitive motor insurance premiums
- Expert advice and policy comparison
- Fast policy issuance
- Dedicated claims support
- Hassle-free renewals
Motor Insurance Claims Support
In the event of an accident or loss, our team provides professional claims assistance, guiding you through the reporting, documentation, and settlement process to ensure a smooth experience.
Additional Motor Insurance Benefits
- Excess Protector
- Courtesy Car (subject to policy terms)
- Windscreen & Radio Cover
- Towing & Roadside Assistance
- Personal Accident Benefits
Frequently Asked Questions (FAQs) – Motor Vehicle Insurance
1. Is motor insurance mandatory in Kenya?
Yes. Third Party Motor Insurance is the minimum legal requirement for all vehicles on Kenyan roads.
2. What is the difference between comprehensive and third-party insurance?
Comprehensive insurance covers both your vehicle and third-party liabilities, while third-party insurance only covers damage or injury caused to others.
3. How is motor insurance premium calculated?
Premiums depend on the vehicle’s value, type of cover, usage, claims history, and additional benefits selected.
4. What should I do in case of an accident?
Report the accident immediately to the police, inform your insurer, document the incident, and contact us for claims assistance.
5. Does motor insurance cover theft?
Yes, theft is covered under comprehensive and third-party fire & theft policies.
6. Can I insure a commercial or fleet vehicle?
Yes. We provide motor insurance solutions for commercial vehicles and fleet owners.
7. Are accessories covered under motor insurance?
Accessories can be covered under comprehensive insurance if declared at policy inception.
8. Can I transfer my motor insurance to a new owner?
Yes, subject to insurer approval and completion of the necessary documentation.
9. How long does it take to get motor insurance cover?
Motor insurance cover can be issued within the same day once documentation and payment are completed.
10. Why insure through Advanced Insurance Agency Limited?
We offer expert advice, competitive premiums, fast service, and reliable claims support tailored to your needs.
Get Insured Today
Let us help you choose the right motor vehicle insurance cover that suits your needs and budget.